Contractors

Baughman and Associates Provides Contractors with the Coverages They Need

If you are a general contractor, artisan contractor, or trade contractor working in the state of Virginia, then you’ve come to the right place!  Baughman and Associates provides contractors insurance solutions specifically-tailored for your business.   When it comes to contractors insurance, we’ve already done the general risks assessment research and can customize a plan for you quickly.  

The work environment of Contractors has the potential to be hazardous for employees and visitors.   With the variety of hand and power tools, ladders and scaffolding, and many different types of location environments it is easy to see the wide variety of risk exposures.  You and your business can be held financially liable for many different kinds of damages and injuries.   We understand that protecting your business is not only about having the proper Contractors Insurance coverages, it is also about reducing and managing risks.

Our commercial insurance specialists at Baughman and Associates have the expertise and resources to lower the chances of personal injury and property damage for your Contractors business. Baughman and Associates does the most to deliver the strategies, tools, and resources that will help you manage your risks, control workers’ compensation claim costs, advance safety, and to boost employee morale.

Our agency can help you build solid loss control and safety programs and assist with compliance challenges.  Here are a few of the additional benefits that are available to you from our agency–with no cost to you and likely to reduce your Contractors Insurance premiums!

Risk Assessment, Compliance, and Record Keeping

Managing Risks
We have the risk management expertise and resources to help you develop a cost effective plan to control and lower your workplace risks.

Workplace Safety Programs
Our risk assessment and workplace safety program service will assist you in developing a safety manual that will not only lower the probability of  personal injury  and property damage, but lower premiums as well.

Compliance and Record Keeping
OSHA record keeping responsibilities can be challenging.   We can assist you in fulfilling your federal and state requirements.

Claims Cost Containment
We can help you to control workers’ compensation claims by establishing a safety policy, adopting a Return-to-Work Program, streamlining reporting procedures, identifying top loss sources and mitigating legal expenses, all with our tools.

Protect Against Liabilities

We will provide a risks assessment, custom build a Contractors  Insurance program that meets your needs, and shop the companies to get the best value for you.

Why Baughman and Associates?

Located in Forest, Virginia, Baughman and Associates is a full-service Independent Insurance Agency that represents many top-rated companies. We assess risks, develop strategies and shop companies to find the best coverage for the price.

Companies we represent include: Loudon Mutual, Foremost, National General, Northern Neck, State Auto, Travelers, and others.

For our clients’ convenience, our Agents are available for both policy questions and claims consultations during regular business hours.  We also operate on an appointment basis.  Have an after-hours claim or emergency?  …our Agents are available by cell.

At Baughman and Associates, we are dedicated to providing the most exceptional and timely customer service in the industry!

Baughman and Associates provides Commercial Insurance and Personal Insurance services in Virginia. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best insurance value for you.

About Al Baughman

Al Baughman, AIM, LUTCF, is a graduate of Virginia Tech and began his insurance career in 1974. He spent his first twenty-six years with a direct writer, serving both corporate operations and local agency sales.

Al founded Baughman & Associates as an independent Agency in August 2000, as an alternative for clients with complex portfolios. Our focus is Property & Casualty, Commercial, Life, Contractors, Business Continuation and Excess & Surplus lines. Our carrier partners are rated “A” or better by AM Best. These carriers are providers of comprehensive and competitively priced products. Their Service and Claims technology and are second to none!

On the personal side, Al and his wife Debbie are Bedford County residents. When you do business with Baughman & Associates, you are helping to strengthen our community by supporting local charities. Included are The Salvation Army, The Exchange Club of Lynchburg, Daily Bread, Parkview Mission, Patrick Henry Family Services, area fire, rescue and law enforcement departments, area churches and scouting…just to name a few. Why not do business where your dollars are invested in your community?

Thank you for calling us today to schedule your insurance Portfolio Review!