Beauty Shop Insurance

Beauty Shops  have the potential to be hazardous to employees and visitors.   With many clients visiting your shop, along with the beauty supplies, chemicals,  and beauty equipment it is easy to see the wide variety of risks exposure.  You and your business can be held financially liable for many different kinds of damages and injuries.   We understand that protecting your business is not only about having the proper Beauty Shop Insurance coverages, it is also about reducing and managing risks.

Our commercial insurance specialists at Baughman and Associates have the expertise and resources to lower the chances of personal injury and property damage at your Beauty Shop.  We go beyond most insurance agencies to deliver the strategies, tools, and resources that will help you manage your risks, control workers’ compensation claim costs, advance safety, and to boost employee morale.

Our agency can help you build solid loss control and safety programs and assist with compliance challenges.  Here are a few of the additional benefits that are available to you from our agency–with no cost to you and likely to reduce your Beauty Shop premiums!

Why Baughman and Associates?

Located in Forest, Virginia, Baughman and Associates is a full-service Independent Insurance Agency that represents many top-rated companies. We assess risks, develop strategies and shop companies to find the best coverage for the price.

Companies we represent include: Loudon Mutual, Foremost, National General, Northern Neck, State Auto, Travelers, and others.

For our clients’ convenience, our Agents are available for both policy questions and claims consultations during regular business hours.  We also operate on an appointment basis.  Have an after-hours claim or emergency?  …our Agents are available by cell.

At Baughman and Associates, we are dedicated to providing the most exceptional and timely customer service in the industry!

Baughman and Associates provides Commercial Insurance and Personal Insurance services in Virginia. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best insurance value for you.

About Al Baughman

Al Baughman, AIM, LUTCF, is a graduate of Virginia Tech and began his insurance career in 1974. He spent his first twenty-six years with a direct writer, serving both corporate operations and local agency sales.

Al founded Baughman & Associates as an independent Agency in August 2000, as an alternative for clients with complex portfolios. Our focus is Property & Casualty, Commercial, Life, Contractors, Business Continuation and Excess & Surplus lines. Our carrier partners are rated “A” or better by AM Best. These carriers are providers of comprehensive and competitively priced products. Their Service and Claims technology and are second to none!

On the personal side, Al and his wife Debbie are Bedford County residents. When you do business with Baughman & Associates, you are helping to strengthen our community by supporting local charities. Included are The Salvation Army, The Exchange Club of Lynchburg, Daily Bread, Parkview Mission, Patrick Henry Family Services, area fire, rescue and law enforcement departments, area churches and scouting…just to name a few. Why not do business where your dollars are invested in your community?

Thank you for calling us today to schedule your insurance Portfolio Review!